An insurance score is a credit-based number insurers use to help decide whether to offer you a policy and what to charge for it, separate from your regular credit score. In New York, it’s tightly regulated. Insurers can’t use certain…
Once your New York homeowners policy has been in effect for 60 days, your insurer generally cannot cancel or refuse to renew it for three full years, except for a short list of legally defined reasons under New York Insurance…
Yes, more often than the horror stories suggest, especially with the regional New York carriers we place most of our business with. The real risk isn’t a company looking for a reason to deny you. It’s a policy that was…
